:root{--primary-blue:#005f99;--accent-teal:#00c4b4;--accent-gold:gold;--hover-gold:#ffea00;--dark-bg:#1a2533;--light-text:#e6f0fa;--glass-bg:linear-gradient(135deg,hsla(0,0%,100%,.08),hsla(0,0%,100%,.03));--glass-border:hsla(0,0%,100%,.12);--shadow:0 12px 48px rgba(0,0,0,.3);--shadow-hover:0 20px 64px rgba(0,0,0,.4);--transition:all 0.3s cubic-bezier(0.4,0,0.2,1);--font-heading:"Poppins",sans-serif;--font-body:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;--cta-blue:#0073aa;--cta-hover:linear-gradient(45deg,#0073aa,#00c4b4)}body{background:#005f99;background:linear-gradient(135deg,#005f99,#1a2533);background:linear-gradient(135deg,var(--primary-blue),var(--dark-bg));color:#e6f0fa;color:var(--light-text);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;font-family:var(--font-body);line-height:1.8;margin:0;min-height:100vh;overflow-x:hidden;position:relative}body:before{background:radial-gradient(circle,hsla(0,0%,100%,.02) 1px,transparent 0);background-size:20px 20px;content:"";height:100%;left:0;opacity:.5;position:fixed;top:0;width:100%;z-index:-1}.app{display:flex;flex-direction:column;min-height:100vh;position:relative}.glass-container{backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);background:hsla(0,0%,100%,.08);background:linear-gradient(135deg,hsla(0,0%,100%,.08),hsla(0,0%,100%,.03));background:var(--glass-bg);border:1px solid hsla(0,0%,100%,.12);border:1px solid var(--glass-border);border-radius:24px;box-shadow:0 12px 48px rgba(0,0,0,.3);box-shadow:var(--shadow);margin:40px auto;max-width:900px;padding:40px;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.glass-container:hover{box-shadow:0 20px 64px rgba(0,0,0,.4);box-shadow:var(--shadow-hover);transform:translateY(-8px)}.sticky-header{background:hsla(0,0%,100%,.08);background:linear-gradient(135deg,hsla(0,0%,100%,.08),hsla(0,0%,100%,.03));background:var(--glass-bg);border-bottom:1px solid hsla(0,0%,100%,.12);border-bottom:1px solid var(--glass-border);box-shadow:0 6px 20px rgba(0,0,0,.25);position:sticky;top:0;width:100%;z-index:1000}.banner-section,.sticky-header{backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px)}.banner-section{align-items:center;background:rgba(26,37,51,.95);box-shadow:0 4px 10px rgba(0,0,0,.2);color:#e6f0fa;color:var(--light-text);display:flex;font-size:1.05rem;justify-content:space-between;padding:12px 16px}.banner-actions{align-items:center;display:flex;gap:8px}.close-btn{background:transparent;border:none;color:#e6f0fa;color:var(--light-text);cursor:pointer;font-size:1.2rem;padding:4px;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.close-btn:hover{color:#ffea00;color:var(--hover-gold);transform:scale(1.1)}.header-content{padding:12px 0}.nav-menu{transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.nav-open{display:block;opacity:1;transform:translateY(0)}.nav-closed{display:none;opacity:0;transform:translateY(-10px)}.nav-menu ul{display:flex;gap:8px;list-style:none;margin:0;padding:8px}.nav-link{border-radius:8px;color:#e6f0fa;color:var(--light-text);font-size:.95rem;font-weight:600;padding:8px 12px;text-decoration:none;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.active-link,.nav-link:hover{background:hsla(0,0%,100%,.12);color:#ffea00;color:var(--hover-gold)}.menu-btn{align-items:center;background:hsla(0,0%,100%,.12);border:2px solid #00c4b4;border:2px solid var(--accent-teal);border-radius:50%;color:#e6f0fa;color:var(--light-text);cursor:pointer;display:flex;font-size:1.5rem;height:40px;justify-content:center;transition:all .3s cubic-bezier(.4,0,.2,1),transform .5s ease;transition:var(--transition),transform .5s ease;width:40px}.menu-btn:hover{background:#00c4b4;background:var(--accent-teal);border-color:gold;border-color:var(--accent-gold);box-shadow:0 0 12px rgba(0,196,180,.5);color:#1a2533;color:var(--dark-bg);transform:scale(1.1) rotate(90deg)}.menu-btn i{transition:transform .5s ease}.menu-btn i.fa-times{transform:rotate(180deg)}.hero{background-position:50%;background-size:cover;min-height:450px;overflow:hidden;padding:60px 20px;position:relative;text-align:center}.hero h1{background:#00c4b4;background:linear-gradient(45deg,#00c4b4,gold);background:linear-gradient(45deg,var(--accent-teal),var(--accent-gold));-webkit-background-clip:text;background-clip:text;color:transparent;font-family:Poppins,sans-serif;font-family:var(--font-heading);font-size:2.8rem;line-height:1.3;margin-bottom:20px;text-shadow:2px 2px 4px rgba(0,0,0,.3)}.hero p{color:#e6f0fa;color:var(--light-text);font-size:1.1rem;margin-bottom:32px;margin-left:auto;margin-right:auto;max-width:400px;text-shadow:1px 1px 2px rgba(0,0,0,.5)}.expert-bubble{background:hsla(0,0%,100%,.95);border-radius:8px;box-shadow:0 6px 15px rgba(0,0,0,.15);color:#1a2533;display:inline-block;font-size:1.1rem;font-weight:500;margin-top:24px;padding:16px}.cta-btn{background:#0073aa;background:var(--cta-blue);border:none;border-radius:10px;box-shadow:0 12px 48px rgba(0,0,0,.3);box-shadow:var(--shadow);color:#fff;cursor:pointer;font-size:1.15rem;font-weight:600;overflow:hidden;padding:14px 28px;position:relative;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.cta-header{font-size:1rem;padding:8px 16px}.cta-btn:before{background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.4),transparent);content:"";height:100%;left:-100%;position:absolute;top:0;transition:left .5s ease;width:100%}.cta-btn:hover:before{left:100%}.cta-btn:hover{background:linear-gradient(45deg,#0073aa,#00c4b4);background:var(--cta-hover);box-shadow:0 20px 64px rgba(0,0,0,.4);box-shadow:var(--shadow-hover);transform:scale(1.05)}.cta-btn.secondary{background:hsla(0,0%,100%,.08);background:linear-gradient(135deg,hsla(0,0%,100%,.08),hsla(0,0%,100%,.03));background:var(--glass-bg);border:1px solid hsla(0,0%,100%,.12);border:1px solid var(--glass-border);color:#e6f0fa;color:var(--light-text)}.cta-btn.secondary:hover{background:hsla(0,0%,100%,.18)}.cta-btn:disabled{cursor:not-allowed;opacity:.6}.section{margin:0 auto;max-width:1200px;padding:64px 20px}.data-entry,.document-upload,.refund-tracker{text-align:center}.data-entry h2,.data-entry p,.refund-tracker h2,.refund-tracker p{color:#e6f0fa;color:var(--light-text);text-shadow:1px 1px 2px rgba(0,0,0,.5)}.progress-bar{background:hsla(0,0%,100%,.18);border-radius:12px;height:32px;overflow:hidden;position:relative}.progress-bar:before{background:#00c4b4;background:linear-gradient(90deg,#00c4b4,gold);background:linear-gradient(90deg,var(--accent-teal),var(--accent-gold));content:"";height:100%;left:0;position:absolute;top:0;transition:width 1.2s ease-out}.agreement-modal{animation:slideIn .6s ease-out;margin:64px auto;max-width:900px;text-align:center}@keyframes slideIn{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}footer{background:rgba(0,95,153,.3);background:linear-gradient(180deg,transparent,rgba(0,95,153,.3));margin-top:auto;padding:48px 20px;text-align:center}footer a{color:gold;color:var(--accent-gold);font-size:1.05rem;font-weight:600;text-decoration:none;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}footer a:hover{color:#ffea00;color:var(--hover-gold)}.testimonials-overlay{background:rgba(0,0,0,.45);border-radius:18px;padding:24px}.testimonial-card{background:hsla(0,0%,100%,.98);border-radius:14px;box-shadow:0 8px 20px rgba(0,0,0,.25);color:#1a2533;font-size:1.25rem;line-height:1.7;margin:0 auto 24px;max-width:100%;padding:24px;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.testimonial-card:hover{box-shadow:0 12px 30px rgba(0,0,0,.35);transform:translateY(-10px)}.testimonial-card p:first-child{font-style:italic;margin-bottom:12px}.testimonial-card p:last-child{font-weight:600;margin-top:12px;text-align:right}.contact-container{background:#005f99;background:linear-gradient(135deg,#005f99,#1a2533);background:linear-gradient(135deg,var(--primary-blue),var(--dark-bg));color:#e6f0fa;color:var(--light-text);display:flex;flex-direction:column;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;font-family:var(--font-body);gap:24px;min-height:100vh;padding:24px}.confirmation,.contact-footer,.contact-header,.form-wrapper{backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);background:hsla(0,0%,100%,.08);background:linear-gradient(135deg,hsla(0,0%,100%,.08),hsla(0,0%,100%,.03));background:var(--glass-bg);border-radius:18px;box-shadow:0 12px 48px rgba(0,0,0,.3);box-shadow:var(--shadow);margin-bottom:24px;padding:24px}.contact-header h1{font-family:Poppins,sans-serif;font-family:var(--font-heading);font-size:2.4rem;margin-bottom:16px}.progress-nav ul{display:flex;justify-content:space-around;list-style:none;margin-bottom:24px;padding:0}.progress-nav li{color:#b0bec5;font-size:1.15rem;font-weight:600}.progress-nav li.active{color:#00c4b4;color:var(--accent-teal)}.step h2{font-family:Poppins,sans-serif;font-family:var(--font-heading);font-size:1.9rem;margin-bottom:16px}.step p{color:#cfd8dc}.input-field,.step p{font-size:1.15rem;margin-bottom:24px}.input-field{background:hsla(0,0%,100%,.15);border:none;border-radius:8px;color:#e6f0fa;color:var(--light-text);padding:14px;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition);width:100%}.input-field:focus{background:hsla(0,0%,100%,.25);box-shadow:0 0 12px rgba(0,196,180,.3);outline:none}textarea.input-field{height:160px;resize:vertical}.nav-buttons{display:flex;gap:16px;justify-content:flex-end}.back-btn,.next-btn,.send-btn{border:none;border-radius:8px;cursor:pointer;font-size:1.15rem;font-weight:600;padding:14px 28px;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.back-btn{background:#546e7a;color:#e6f0fa;color:var(--light-text)}.next-btn,.send-btn{background:#00c4b4;background:var(--accent-teal);color:#1a2533;color:var(--dark-bg)}.back-btn:hover,.next-btn:hover,.send-btn:hover{transform:scale(1.05)}.next-btn:disabled,.send-btn:disabled{background:#78909c;cursor:not-allowed}.review{background:hsla(0,0%,100%,.18);border-radius:8px;margin-bottom:24px;padding:16px}.review p{font-size:1.15rem;margin:12px 0}.confirmation{padding:24px;text-align:center}.home-link{background:#00c4b4;background:var(--accent-teal);border-radius:8px;color:#1a2533;color:var(--dark-bg);display:inline-block;font-size:1.15rem;font-weight:600;margin-top:24px;padding:14px 28px;text-decoration:none;transition:all .3s cubic-bezier(.4,0,.2,1);transition:var(--transition)}.home-link:hover{background:#ffea00;background:var(--hover-gold)}.contact-footer p{color:#b0bec5;font-size:1.05rem;text-align:center}.loader{animation:spin 1s linear infinite;border:4px solid hsla(0,0%,100%,.2);border-radius:50%;border-top-color:#00c4b4;border-top:4px solid var(--accent-teal);height:30px;margin:1rem auto;width:30px}@keyframes spin{0%{transform:rotate(0deg)}to{transform:rotate(1turn)}}@media (max-width:768px){.hero{min-height:350px;padding:48px 15px}.hero h1{font-size:2.2rem}.hero p{font-size:1rem;max-width:300px}.sticky-header{padding:8px 12px}.banner-section{flex-direction:column;gap:8px;text-align:center}.banner-actions{justify-content:center}.banner-actions .cta-btn{margin-left:0}.nav-menu{background:#1a2533;background:var(--dark-bg);border:1px solid hsla(0,0%,100%,.12);border:1px solid var(--glass-border);border-radius:10px;box-shadow:0 6px 20px rgba(0,0,0,.3);position:absolute;right:12px;top:100%;width:200px;z-index:999}.nav-menu ul{flex-direction:column;gap:6px;padding:8px}.nav-link{font-size:.9rem;padding:8px}.glass-container{margin:20px;padding:20px}.section{padding:48px 15px}.cta-btn{font-size:1.05rem;padding:12px 24px}.contact-container{padding:15px}.progress-nav ul{gap:12px}.nav-buttons,.progress-nav ul{flex-direction:column}.cta-btn{margin:6px 0;width:100%}.footer{padding:20px}.footer-content p{font-size:.95rem}.testimonial-card{font-size:1.15rem;padding:20px}.testimonials-overlay{padding:12px}}
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